Banker
Each hole one player is the banker and plays a one-hole match against everyone else.
How it works
Three or more players, each on their own, in one group.
Each hole one player is the banker and plays a one-hole match against every other player. The lower score wins that match, and equal scores halve it. A win is +1 point and a loss is −1, so every hole adds up to zero.
The host picks who banks hole 1. After that the lowest net score on a hole, each player on their own strokes, banks the next one.
Good to know
- If players tie for lowest, any player enters who holed out first, and that player banks.
- A player with no score loses to a banker with one, and a banker with no score loses to each player with one. A player who leaves plays no more matches and can't bank.
- The highest total wins, and equal totals share the place.
A worked round
Net. The lower handicap in each match plays off zero and the other gets the difference. Kasper banks hole 1, and after that the lowest net score on a hole, each player on their own strokes, banks the next.
The momentOn 4, Jordan banked and won all three matches to go 3 up, and the others went 1 down each. Jordan led from there and finished 8 up.
| Hole | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | Result |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Par | 4 | 4 | 3 | 5 | 4 | 3 | 4 | 5 | 4 | 4 | 4 | 3 | 5 | 4 | 4 | 3 | 4 | 5 | |
| Kasper | 1 down | ||||||||||||||||||
| Sam | 9 down | ||||||||||||||||||
| Jordan | 8 up | ||||||||||||||||||
| Ike | 2 up | ||||||||||||||||||
| Banker | Kasper | Sam | Kasper | Jordan | Ike | Ike | Sam | Kasper | Sam | Jordan | Kasper | Ike | Kasper | Sam | Ike | Jordan | Sam | Kasper |
| Hole | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Par | 4 | 4 | 3 | 5 | 4 | 3 | 4 | 5 | 4 | |
| Kasper | ||||||||||
| Sam | ||||||||||
| Jordan | ||||||||||
| Ike | ||||||||||
| Banker | Kasper | Sam | Kasper | Jordan | Ike | Ike | Sam | Kasper | Sam |
| Hole | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | Result |
|---|---|---|---|---|---|---|---|---|---|---|
| Par | 4 | 4 | 3 | 5 | 4 | 4 | 3 | 4 | 5 | |
| Kasper | 1 down | |||||||||
| Sam | 9 down | |||||||||
| Jordan | 8 up | |||||||||
| Ike | 2 up | |||||||||
| Banker | Jordan | Kasper | Ike | Kasper | Sam | Ike | Jordan | Sam | Kasper |
| Hole | Par | Kasper | Sam | Jordan | Ike | Banker |
|---|---|---|---|---|---|---|
| 1 | 4 | Kasper | ||||
| 2 | 4 | Sam | ||||
| 3 | 3 | Kasper | ||||
| 4 | 5 | Jordan | ||||
| 5 | 4 | Ike | ||||
| 6 | 3 | Ike | ||||
| 7 | 4 | Sam | ||||
| 8 | 5 | Kasper | ||||
| 9 | 4 | Sam | ||||
| 10 | 4 | Jordan | ||||
| 11 | 4 | Kasper | ||||
| 12 | 3 | Ike | ||||
| 13 | 5 | Kasper | ||||
| 14 | 4 | Sam | ||||
| 15 | 4 | Ike | ||||
| 16 | 3 | Jordan | ||||
| 17 | 4 | Sam | ||||
| 18 | 5 | Kasper | ||||
| Result | 1 down | 9 down | 8 up | 2 up |
Gross scores, before strokes, because each match takes its own. A circle marks a birdie and a square a bogey. The Banker row shows who banked each hole, and the Result column shows how many matches each player finished up or down.
Handicaps
In each match the lower handicap plays off zero and the other receives the difference. Scores are net, or gross if the host sets it.
Why that number? Each format has its own usual handicap allowance, set so a 20 and a 5 both have a fair shot.